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Deposit Accounts are available at the First State Bank of Ransom. For more information or to open an account, please stop by our bank in Ransom or Utica.

Deposit Accounts

A table with information about different types of deposit accounts.
Regular CheckingNow AccountSuper Now AccountSavingsMoney Market
Minimum Deposit$100$1,000$2,500$50$2,500
Receives InterestNoYesYesYesYes
Monthly Statements†YesYesYesNo*Yes
Quarterly Statements†NoNoNoYesNo
Minimum Balance$300**$1,000$2,500$50$2,500
Free Debits***40252566
Minimum Deposit
$100
Receives Interest
No
Monthly Statements†
Yes
Quarterly Statements†
No
Minimum Balance
$300**
Free Debits***
40
Minimum Deposit
$1,000
Receives Interest
Yes
Monthly Statements†
Yes
Quarterly Statements†
No
Minimum Balance
$1,000
Free Debits***
25
Minimum Deposit
$2,500
Receives Interest
Yes
Monthly Statements†
Yes
Quarterly Statements†
No
Minimum Balance
$2,500
Free Debits***
25
Minimum Deposit
$50
Receives Interest
Yes
Monthly Statements†
No*
Quarterly Statements†
Yes
Minimum Balance
$50
Free Debits***
6
Minimum Deposit
$2,500
Receives Interest
Yes
Monthly Statements†
Yes
Quarterly Statements†
No
Minimum Balance
$2,500
Free Debits***
6

Personal Certificates of Deposit

IRA Accounts

Notes
* Monthly Statements for Savings Accounts are provided only when there is EFT activity.
† Statements include images of any cancelled checks.
** Must have an average daily balance of $300.
*** Free Debits are only applicable per statement period.

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